tl;dr
BlackRock's $2B BUIDL Fund may join the XRP Ledger via Securitize, marking a major step in blockchain adoption. The integration of RLUSD stablecoin bridges traditional finance and decentralized infrastructure, signaling XRPL's growing role in institutional finance and real-world assets.
**BlackRock’s $2B BUIDL Fund Could Join XRP Ledger, Marking a Blockchain Milestone**
In a move that could reshape the intersection of institutional finance and blockchain, tokenization platform Securitize is set to integrate with the XRP Ledger (XRPL), potentially bringing BlackRock’s USD Institutional Digital Liquidity Fund (BUIDL) directly onto the blockchain. This development, announced on September 23, signals a growing convergence between traditional finance and decentralized infrastructure, while expanding XRPL’s footprint in the real-world asset (RWA) sector.
XRPL, often associated with Ripple’s XRP token, has quietly become a hub for institutional adoption. Recent months have seen major players like Guggenheim, VERT, and Dubai Land Registry embrace the ledger, propelling it into the top ten blockchains for RWA activity. This momentum is fueled by Ripple’s roadmap, which positions XRPL as a foundation for stablecoin payments, collateralized lending, and institutional use cases. Now, the potential arrival of BUIDL—a $2 billion tokenized money market fund—on XRPL could be a watershed moment.
The collaboration between Ripple and Securitize hinges on a smart contract integration that embeds RLUSD, a stablecoin designed for institutional use, into Securitize’s platform. This will allow investors to swap shares in tokenized funds like BUIDL and VanEck’s VBILL for RLUSD 24/7, creating a seamless bridge between traditional finance and blockchain. While RLUSD support for BUIDL is already live, VBILL integration is expected soon, further broadening access.
Ripple’s president, Monica Long, highlighted the significance of the move, noting that RLUSD is becoming a “liquid, stable, and compliant exchange mechanism” for institutional assets. Just weeks prior, Ripple announced partnerships with DBS and Franklin Templeton to use RLUSD in lending and trading. The Securitize deal underscores a pattern: RLUSD is rapidly gaining traction as a tool for institutional-grade blockchain adoption.
For XRPL, this integration isn’t just about adding another token. It’s about proving the ledger’s viability for large-scale, regulated financial products. BUIDL’s presence could attract more institutions to explore tokenized assets, while RLUSD’s role as a stable, compliant asset bolsters trust. As Long put it, “This is about building infrastructure that works for the future of finance.”
The implications are clear: blockchain is no longer a niche experiment. It’s a critical component of the financial ecosystem, with XRPL and tools like RLUSD leading the charge. As more institutional players like BlackRock and VanEck step into the space, the line between traditional and digital finance continues to blur—raising questions about what’s next for the $10 trillion RWA market.
Will XRPL become a cornerstone of institutional blockchain adoption? Or will other networks rise to meet the demand? One thing is certain: the game is changing, and the stakes have never been higher.