tl;dr

JPMorgan Chase is paying a $1.79 million penalty for overcharging clients in Singapore due to misconduct by its relationship managers. The Monetary Authority of Singapore (MAS) found that the managers provided incorrect information during bond transactions, resulting in overcharging. JPMorgan admitt...

JPMorgan Chase has been fined $1.79 million for overcharging clients in Singapore due to misconduct by its relationship managers. The Monetary Authority of Singapore (MAS) found that the managers provided incorrect information during bond transactions, resulting in overcharging. JPMorgan admitted liability and has refunded the overcharged fees, enhanced its pricing frameworks, and updated internal controls to prevent recurrence.


The issue affected a "very small" percentage of total trades, and JPMorgan has since updated its internal controls and training framework. According to MAS, JPMorgan did not have a proper system in place to ensure its managers complied with the predetermined client spread agreements. MAS stated, "The bank has refunded the overcharged fees to affected clients. The bank has also enhanced its pricing frameworks and internal controls to prevent the recurrence of such misconduct."


JPMorgan stated, "In 2020, after completing our internal review, JPMorgan Private Bank undertook a comprehensive update to its internal controls, monitoring, and training framework to ensure our trade governance, pricing transparency, and compliance principles continue to be upheld."

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 17 Jan 25
 17 Jan 25
 17 Jan 25